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How does personal finance and lending news impact what can borrowers expect in 2019? Whether you’re considering buying a home, refinancing an existing mortgage, borrowing cash to launch a new business, or paying off your current debt, it pays to know the current personal finance news and lending news. Find out what’s happening in the financial world and what it means for you this year.

Let's talk about the factors that will impact your decision and your ability to refinance as well as review the types of refinance loans that are available.

Many leaders and boards of religious organizations are wondering how to get a church loan, and their chances of obtaining funding are complicated by several challenging circumstances. By understanding their unique financing difficulties and how to overcome them, churches, temples, and other religious organizations will be better positioned to borrow the money they need to continue to grow and serve their communities.

Let's talk about the factors that will impact your decision and your ability to refinance as well as review the types of refinance loans that are available.

Whether you bought your home just a couple years ago or more than a decade has passed, there may be a time when you ask yourself, “Should I refinance my mortgage ?”

The issue of small business lending for minorities and women isn't really so small. In the not-too-distant past, minorities and women were not even afforded the right to own property, and yet today, these groups today represent a large percentage of all business owners in the U.S.—and their numbers continue to climb at a much faster pace than the rate for all businesses combined.

As we discussed in a previous post, predatory small-business lending is still a big threat to small businesses, despite that the federal government has cracked down on unfair and abusive lending practices in general. Predatory small-business lenders target all types of small businesses, given the difficulty these organizations often have in obtaining traditional loans.

Should I Refinance My Commercial Loan? If you own or manage a business and you carry debt such as mortgage loans, startup loans, or capital loans, there will inevitably come a time when you ask yourself this question.

If your business hopes to take out multiple loans, you might be hearing the terms “senior secured debt,” “senior unsecured debt,” “subordinated (or junior) secured debt,” and “subordinated unsecured debt” for the first time.