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Understanding Senior vs. Junior Debt and Secured vs. Unsecured Debt

If your business hopes to take out multiple loans, you might be hearing the terms “senior secured debt,” “senior unsecured debt,” “subordinated (or junior) secured debt,” and “subordinated unsecured debt” for the first time.

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Qualifying for a Mortgage When You’re Self-Employed

Thinking about going into business for yourself? If so, here’s another topic to add to your list of issues to consider when deciding whether to go it alone: qualifying for a self-employed mortgage is a considerably more complex process than it would be if you remained a regular ol’ W-2 employee.

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Establishing and building business credit

Building Business Credit (Part II)

Establishing and building business credit is not always top of mind with business owners, especially those with younger companies. As a consumer, you know how important it is to monitor your credit score and take steps to ensure it’s as high as possible…but did you know that you should also monitor and take steps to boost your business’ credit score?

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All About Business Credit Scores (A Two-Part Series)

If you own or run one of the United States’ 30 million small businesses, chances are high that at one time or another, you’ll need access to cash. Without it, you may have challenges growing your business or even just keeping it afloat. In fact, 82% of companies that fail do so because of cash-flow issues.

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