Residential Mortgages

New Purchases

If you are purchasing a new home and are not sure
what you can afford, we can help you get Pre-Approved so you will know what properties you can explore.
An added benefit to Pre-approval is that Realtors
and sellers are more willing to do business with a
pre-approval from a reputable mortgage company.

Villa Nova Financing Group can provide you with a
copy of your credit report, including your FICO score, and free consultation for questions you may have about your credit situation. We can make the process easier!

FHA Program Availability!

FHA is a government-insured loan that will lend up 97% of the properties value.
This program was originally designed for first time home buyers but is now available
for everyone who qualifies. We can help you navigate the FHA system to understand how, and if, it can work for you.

Refinancing

There are many reasons to refinance a home in New Jersey: take advantage of a lower interest rate; reduce your monthly payment; to reduce your loan term; or to take cash out of your home equity for expenses loan or credit card reduction, college tuition, or other needs. Our mortgage consultants will assist you through every step of the process. Villa Nova Financing Group has a number of loan programs to suit your needs:

Adjustable and Fixed Rate Programs
Debt Consolidation
Jumbo Financing
Money for investment income
Money for college, vacation home or home improvements

We can also assist you with credit issues. We can help you consolidate your debt and increase your credit score!