Mortgage and Real Estate Basics
11/6/2007
First time homeowners are often shell shocked as they confront terms like PMI and "piggyback loans" in their quest for home ownership. That’s why having a good understanding of the mortgage industry is a good place to start.
Interest Matters
9/20/2007
Owning a home is one of the best ways to accumulate capital and protect from inflation. The following are some tried-and-true strategies to lower the mortgage interest.
Interest-Only and Deferred-Interest Loan Basics
8/1/2007
Interest-only and deferred-interest mortgages are gaining increasing popularity, as homeowners like the idea of having the freedom to decide how much to pay against their mortgage each month.
Buying a Home with No-Down-Payment
7/17/2007
With today’s high real estate prices, struggling to come up with a 20 percent down payment to buy a home can be a daunting task. Fortunately, there are options that can help.
Mortgages that Fit Your Lifestyle
4/2/2007
If you’re shopping around for a mortgage or other loan, you’ve got a dizzying variety of products to pick from. The choices can be confusing, but the good news is that with a little careful planning you should be able to find a product that meets your own
What’s Next Following a Home Offer?
2/28/2007
So far, so good: You were pre-approved for a mortgage, hired a helpful real estate agent, found a beautiful home and submitted your offer. What comes next? Making an offer is exciting, but it’s only the beginning of the home-buying process. Here are eight
Personal Property: What's included in your Home Purchase?
5/8/2006
You have found the home of your dreams and are prepared to make a purchase offer. Before you do, make sure you find out what stays with the house and what goes with the seller.
Check your Credit History Before Deciding to Purchase a Home
5/8/2006
As a home buyer, there are many rules that need to be followed before even placing a bid. Numerous papers need to be in order including a pre-qualification letter from a lender, the highest amount of price the buyer is willing to spend, the area where the
Cash-out Mortgage Refinancing
3/17/2006
Your house is a potentially large source of ready money if you are willing to sacrifice some of your equity for liquidity.
A Few Points About Interest Rates!!
2/24/2006
If you're new to investing or real estate and don't know the first thing about interest rates, here's a good tip.
Boost A Credit Score To Cut Loan Rates
1/5/2006
If you apply for a loan or credit card this year, the terms you get will hinge largely on your credit score.
The Anatomy of a Mortgage
2/25/2005
What exactly is a mortgage? Simply put, it's a loan from a financial institution to you.
Six Tips for a Clean Credit Record
10/22/2004
Want to improve your credit score? Concentrate on the areas that matter most to lenders.
6 mortgage myths that can cost you money
10/21/2004
Do you believe that you can’t borrow money to buy a house if you have some dings on your credit? Do you think it’s always best to pay off the mortgage early, if you can? If so, you subscribe to mortgage myths that can cost you money. Here are six
What Mistakes Do Mortgage Shoppers Make?
10/23/2003
A handy list of mistakes to avoid while shopping for a mortgage.
